Prescription Drugs: I’ve got insurance. That’s enough, right?

Once upon a time, as long as you had health insurance, filling a prescription for medication was pretty straightforward and, really, no big deal. You simply presented your insurance card at a pharmacy of your choice, and no matter what prescription drugs you were getting, you paid one set price. That’s it—period.

Prescription Co-pays

Remember the good ole days of $10 prescription co-pays?

Unfortunately, as the cost of healthcare has continued to skyrocket, insurance carriers have had to find ways to cover their increasing costs.

Guess what that means? Your once-reliable insurance is paying for less and less while you have to pay more, especially at the pharmacy counter.

To make things even more complicated, insurance companies in the United States are allowed to wheel and deal directly with pharmaceutical companies to secure the best drug pricing for, you guessed it, their own bottom lines. They also hire pharmacy benefits managers (PBMs) to negotiate the best price on prescription drugs for, again, themselves.

Pharmacy Benefits Managers (PBMs)

PBMs work behind the scenes with pharmacies, too, to control their drug spending, which is why the exact same prescription medication may cost you $16.50 at CVS and $49.50 at Walgreens.

Bottom line? Your prescription co-pay has little to do with the actual cost of the medication.

Clawbacks on Prescription Drugs

And there’s one more thing: clawbacks. Chances are you’ve never heard of them, but make no mistake, they cost you—big time. A clawback occurs when you’re charged more than the full cost of a drug, and the PBM that handles drug claims for your insurance companies and helps determine prices for your pharmacy “clawbacks” the extra money.

Yes, you read that correctly. The PBMs make money while you, even with insurance, pay more than the retail cost of the drug. And get this: It’s 100% completely legal. No wonder it’s nearly impossible to figure out what a prescription actually costs!

Luckily, you don’t have to anymore. Better yet? You can stop overpaying for prescriptions and start saving money today with the myRxMedSaver prescription discount program.

myRxMedSaver Prescription Discount Program

Go to the Get myRxMedSaver tab and get the prescription discount program your way. myRxMedSaver is free and accepted at more than 35,000 pharmacies. And there’s no waiting period. So go ahead and use it today and start saving upwards of 80% on all your prescriptions.

Getting the best price on your prescriptions has never been easier.

Use one of our online pricing engines for real-time price comparisons and coupons for an exact prescription at pharmacies near you. First, select the best-suited pricing engine for you. Then, print out or text yourself the appropriate discount coupon to present at your chosen pharmacy.

• • • Co-pay Challenge (pricing engine) for those with insurance.
    • Retail Pricing Engine for those without insurance.

If you prefer a general use discount card, we have those available in print and digital form. Just show one of them to your pharmacist to price your prescription while you’re at the store.

• • • Print out or text yourself a general use discount card.

If you’re an app user, we have one of those too.

• • • Download our myRxMedSaver app and show its self-contained general use discount card to your pharmacist to obtain an in-store prescription price.

When the cash price is less than your co-pay, pay cash and pocket the difference! myRxMedSaver even works on pet medications, too, and the discount never expires.

myRxMedSaver has helped thousands of people—with and without insurance—save millions of dollars in prescription costs.

So, what are you waiting for? Get myRxMedSaver now and never overpay for your prescriptions again.